› Business Regular Checking
(All Business Entities)
• Minimum amount to open: $100
• No monthly service charge on balance of $500 ($7.50 of balance falls below $500)
• Unlimited check writing
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly image statements with free organizer
• $200 Overdraft protection
• Non-imaged statements
› Business Interest Checking
(Sole Proprietor)
• Minimum amount to open: $100
• No monthly service charge on balance of $500 ($5.75 if balance falls below $500)
• Interest paid on daily collected balance at current Interest Checking rate
• Unlimited check writing
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer
› Commercial Checking
(All Business Entities)
• Minimum amount to open: $100
• $6 monthly maintenance fee, when transaction charges exceed earning credit
• Earnings credit based on the monthly average collected balance
• Debit of $.08 per check written
• Debit of $.04 per deposited item
• Unlimited Check Writing
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer
› Non-Profit Interest Checking
(All Business Entities)
• Minimum amount to open: $100
• No monthly service charge
• Interest paid on daily collected balance at current Non-Profit Interest Checking rate
• Unlimited Check Writing
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer
› Small Business Account
(All Business Entities)
• Minimum amount to open: $100
• $6 monthly maintenance fee
• Limited to 200 deposited items per month
• Unlimited Check Writing
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer
› Business Savings Account
(All Business Entities)
• Minimum amount to open: $100
• No monthly service fee
• Interest paid quarterly on collected balances at current Savings rate
• Unlimited deposits and up to six withdrawals per quarter (a withdrawal fee of $1 will be charged for each debit in excess of six per quarter)
• Free FirstLink Internet Banking and Account Information Line
• Quarterly itemized statements
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› Business Loan Types
(online loan contact form)
• Commercial
• Agriculture
• Construction
• Capital Improvement
• Real Estate
› Merchant Services
Customer service representative will order needed equipment and come to place of business to set it up and get system online to accept credit cards.
› Business Credit Card
• Mastercard
• $20 yearly service fee
• Low interest rate
• 25-day grace period for repayment with no interest on purchases
› Certificates of Deposit
• Minimum amount to open: $500
• Competetive market rates on maturities from 30 days to 5 years
› Investment Account
(All Business Entities)
• Minimum amount to open: $100
• No monthly service charge on balance of $2500 ($3.50 if balance falls below $2500)
• Interest paid on daily collected balance at currrent Investment rate on balances that follow:
$0 - $7,999
$8.000 - $23,999
$24,000 - $74,999
$75,000 - $99,999
$100,000 - above
• Unlimited deposits, up to 6 withdrawals per statement cycle (only three can be third party checks, draft of similar orders) a withdrawal fee of $1 will be charged for each debit in excess of six per statement cycle.
• Free FirstLink Internet Banking and Account Information Line
• Itemized monthly imaged statements with free organizer
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